Empire America, Inc.
Founded in 1983, Empire America is one of the nation’s premier residential lenders. With corporate offices in Woodland Hills, California, the company employs experienced and knowledgeable professionals, each dedicated to providing the very best in customer service. Empire specializes in providing prime, fixed and adjustable mortgages for the purchase or refinancing of residential property. In streamlining the application and lending process, and thereby reducing expenses, the company easily undercuts larger banks and lending institutions by providing lower interest rates, and lower closing costs without application, processing or lock fees. Getting a mortgage is more than a one-time transaction; it’s a financial decision that impacts your life for years to come. Whether you’re looking to purchase a new home or refinance an existing mortgage, it’s important to have a lending strategy that fits within your larger financial picture. One important consideration in choosing a home financing strategy includes your tax implications. For instance, you may want to maximize your interest deductions, or prefer to limit items to the Alternative Minimum Tax (AMT). Or perhaps you’re more interested in income you want to offset and direct into charities, trusts and investments. It depends on your individual situation, but it can be an important part of your home financing strategy. While Empire does not provide tax advice, we can suggest home financing strategies that are designed to assist you with your tax concerns. For more insight into the most relevant solutions for you, ask one of Empire’s Mortgage Bankers about incorporating your home financing strategy into your overall wealth management plan, or call Empire America at 866-411-EOA1 (866-411-3621).
Why Choose Us
Empire of America is a direct lender, we are able to manage loan requests in-house from origination to closing, and by using technologies such as automated underwriting and paperless imaging systems we expedite loan closings while simplifying the entire process.
Searching our rates online will display real-time results, without having to enter any personal information and we guarantee all of our online pricing quotations. By applying online, you can have your loan request pre-approved and locked in just a matter of minutes.
First and foremost to our process is the clear identification of a valid value proposition and net tangible benefit to the client. In the case of purchase money financing, the benefit may appear obvious, however in refinance transactions the benefit is not always so clear. Transparency is the trademark of Empire of America methodology and we will ensure you have a working understanding of the home loan financing process, including time lines, with a clear view of the costs, if there are any.
With our dedicated, knowledgeable and service-oriented staff, we strive to assist our customers in obtaining their financial goals, and we take pride in the relationships we have built with our clients over time.
David A. Jones
Managing Partner, Chief Lending Officer NMLS# 196979
Manager, California Operations
Lorrie Gilston Jones
Stephanie E. Jones
Administration, Mortgage Loan Officer NMLS# 1005196
Chief Technology Officer